Terry was born in Virginia and began gymnastics at a young age as well. Her love and knowledge of the sport led to her coaching recreational and team gymnastics in the Richmond area beginning in the 1980's at the YMCA and later at a local club. There she coached recreational and team athletes up to Level 6, including team development. She holds a Virginia teaching license in the area of Special Education in K-12. She has taught in the City of Richmond K-5, and in Hanover County, at Atlee High School, for a combined total of 13 years. She holds degrees from James Madison University, B.A., University of Richmond, J.D. and Old Dominion University, Special Education Certificate.